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333 Smith Street, Providence, RI 02908
Provides small loans and personalized financial and health coaching.
We know how difficult it can be to make ends meet, especially when faced with an unexpected crisis. We make the loan process as easy as possible. And although we do review your credit profile, there is no minimum FICO requirement. In addition, there are absolutely ZERO application or closing costs!
Loan Options:
Impact Loans - You can use an Impact Loan for a variety of purposes, including:
• Paying rent or security deposit
• Auto repairs
• Covering the cost of utilities
• Medical expenses
• Technology purchases (laptop, tablet, etc.)
Weatherization Loan - In partnership with National Grid, we are thrilled to offer the DoubleGreen Loan (AKA "Heat Loan"). Ranging from $500 to $25,000, the interest-free loan pays for measures that make your home more energy-efficient and safe. In fact, you can get a DoubleGreen loan for a variety of upgrades (usually as a package of measures), including:
• Wall insulation and replacement windows
• Duct sealing
• Removal of knob-and-tube wiring
• High-efficiency heating and cooling equipment
• Any other measure that National Grid has deemed eligible for the program.
Designed to serve the needs of moderate-to-middle income homeowners with less-than-perfect credit, the loan is paid back in monthly installments. And because you don't have to pay interest, the loan is extremely affordable.
You must:
-Have a bank account
-Reside in Rhode Island, Florida, Delaware, Illinois, Massachusetts, Texas or -Colorado.
-Have an income
-No closing fee or down payment required. Monthly repayment over 2 to 4 years.* Monthly payments will depend on loan size.
What's Here
690 Peary Street, Bldg 690, Naval Station, Newport, RI 02841
Provides direct financial assistance for active or retired Naval and Marine Corps personnel and their dependents. Provides access for Army, Air Force and Coast Guard personnel with reimbursement from respective societies. Budget assistance, and layettes; information about dependency allowances, pensions, government insurance, locating and communicating with Navy personnel and community resources. Located in Fleet and Family Support Center, where other military resources are available. Special projects include a thrift shop.
Newport Thrift Shop: B-305 Peary St., Naval Station Newport, RI 02841
What's Here
