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Available to homeowners who have a documented financial hardship & have exhausted all options to maintain mortgage payments and avoid foreclosure. To apply contact your local bank or credit union that has a loan servicing office or through a HUD approved and HHFRI certified counselor. Rhode island Housing can be contacted for assistance. Clients who call this number will be given a Point of contact in the package they receive in the mail with the information of a HUD-approved counselor.

Services: Housing assistance to any person having a housing problem and/or complaint.

A group of residents affected by foreclosure who work together to put an end to foreclosure and foreclosure-related evictions. The program provides direct outreach and case management to residents of foreclosed properties through door knocking, provide support and legal advice to individuals, propose legislation to protect residents and sanction foreclosing banks and lenders, and utilize direct action to keep people in their homes.

HOPE NOW is an alliance between counselors, mortgage companies, investors and other mortgage market participants. This alliance will maximize outreach efforts to homeowners in distress to help them stay in their homes and will create a unified, coordinated plan to reach and help as many homeowners as possible. The members of this alliance recognize that by working together, they will be more effective than by working independently. Through the Homeowner's HOPE Hotline the Homeownership Preservation Foundation has a single mission: to help homeowners avoid foreclosure. We are an independent nonprofit that provides HUD-approved counselors dedicated to helping homeowners. The help is free. Excellent information about options for Homeowners facing foreclosure can be found on their website, including information about The Homeowner Affordability and Stability Plan